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Differents levels
**LVL 1 -> Rental Investment:**
It is possible to have a bank finance a property that you will then rent out. The goal is for the rental income to cover the monthly loan payments entirely, as well as, if done correctly, other expenses such as property tax, insurance, accounting fees, and even to generate a profit!
Interested? Click here to learn more.
**LVL 2 -> Property Trading:**
If you want to go further (after some successful rental operations), you might be interested in accelerating and moving to what we might call Level 2! We will discuss property trading here.
This time, the goal will be to find a property with market anomalies, clearly undervalued. If the price is low, there are likely significant issues to address (major repairs needed, easement problems, cadastral issues, site development, etc.). Your added value will be to tackle the problem and resolve it so that someone who doesn't want to deal with these issues can buy your property at a high price!
Such operations can be very profitable and allow for a nice profit relatively quickly (typically between 6 to 24 months). However, as you can understand, it is a real profession requiring extensive skills in areas such as urban planning, site development, plan creation, project management, and resale. That’s why we refer to it as Level 2.
More details will be available in our next article.
**ALTERNATIVE -> Principal Residence Flip:**
What if you turned your primary residence into an investment opportunity? We show you how to profit from your purchase with the help of the bank.
What is life insurance?
**LVL 1 -> Rental Investment:**
It is possible to have a bank finance a property that you will then rent out. The goal is for the rental income to cover the monthly loan payments entirely, as well as, if done correctly, other expenses such as property tax, insurance, accounting fees, and even to generate a profit!
Interested? Click here to learn more.
**LVL 2 -> Property Trading:**
If you want to go further (after some successful rental operations), you might be interested in accelerating and moving to what we might call Level 2! We will discuss property trading here.
This time, the goal will be to find a property with market anomalies, clearly undervalued. If the price is low, there are likely significant issues to address (major repairs needed, easement problems, cadastral issues, site development, etc.). Your added value will be to tackle the problem and resolve it so that someone who doesn't want to deal with these issues can buy your property at a high price!
Such operations can be very profitable and allow for a nice profit relatively quickly (typically between 6 to 24 months). However, as you can understand, it is a real profession requiring extensive skills in areas such as urban planning, site development, plan creation, project management, and resale. That’s why we refer to it as Level 2.
More details will be available in our next article.
**ALTERNATIVE -> Principal Residence Flip:**
What if you turned your primary residence into an investment opportunity? We show you how to profit from your purchase with the help of the bank.
Advantages and disadvantages
**LVL 1 -> Rental Investment:**
It is possible to have a bank finance a property that you will then rent out. The goal is for the rental income to cover the monthly loan payments entirely, as well as, if done correctly, other expenses such as property tax, insurance, accounting fees, and even to generate a profit!
Interested? Click here to learn more.
**LVL 2 -> Property Trading:**
If you want to go further (after some successful rental operations), you might be interested in accelerating and moving to what we might call Level 2! We will discuss property trading here.
This time, the goal will be to find a property with market anomalies, clearly undervalued. If the price is low, there are likely significant issues to address (major repairs needed, easement problems, cadastral issues, site development, etc.). Your added value will be to tackle the problem and resolve it so that someone who doesn't want to deal with these issues can buy your property at a high price!
Such operations can be very profitable and allow for a nice profit relatively quickly (typically between 6 to 24 months). However, as you can understand, it is a real profession requiring extensive skills in areas such as urban planning, site development, plan creation, project management, and resale. That’s why we refer to it as Level 2.
More details will be available in our next article.
**ALTERNATIVE -> Principal Residence Flip:**
What if you turned your primary residence into an investment opportunity? We show you how to profit from your purchase with the help of the bank.
Despite its many advantages, life insurance also has certain disadvantages that you should know about before subscribing to it.
1. Management and payment fees
Life insurance policies may include different types of fees, which vary depending on the provider you choose. These fees can impact the overall return on your policy.
Payment fees: Some contracts charge fees for each payment. These fees can range from 2% to 5%, which can significantly reduce the amount invested. However, it is possible to find contracts without payment fees, particularly with some online brokers.
Management fees: These fees are charged each year and vary depending on the chosen investment vehicle (euro funds or units of account). They are generally between 0.6% and 3% of the capital, depending on the nature of the investments. However, ETFs often allow you to reduce these fees, as they are passive funds with much lower management fees than active funds.
At Whiteblock, we help you compare different life insurance contracts to guide you towards the one that offers the best fees and the most advantageous conditions.
2. Redemption deadlines
Although life insurance funds are accessible at any time, redemption times can sometimes be a little longer than for other investments such as a Livret A. Typically, a life insurance redemption can take two to three weeks, depending on the insurer. However, some online brokers now offer very fast processing times, reducing the waiting time to just a few days.
3. Decrease in the return on euro funds
Another drawback is the downward trend in returns on euro funds. With rising inflation and historically low interest rates, returns on euro funds have declined over the years. However, by integrating units of account or ETFs into your contract, it is possible to boost the overall return.
And as you know, it is not by being cautious that you make money, you have to know how to take risks, certainly controlled ones, but staying in the euro fund or so-called "safe" or "prudent" investments is totally counterproductive.
Conclusion
**LVL 1 -> Rental Investment:**
It is possible to have a bank finance a property that you will then rent out. The goal is for the rental income to cover the monthly loan payments entirely, as well as, if done correctly, other expenses such as property tax, insurance, accounting fees, and even to generate a profit!
Interested? Click here to learn more.
**LVL 2 -> Property Trading:**
If you want to go further (after some successful rental operations), you might be interested in accelerating and moving to what we might call Level 2! We will discuss property trading here.
This time, the goal will be to find a property with market anomalies, clearly undervalued. If the price is low, there are likely significant issues to address (major repairs needed, easement problems, cadastral issues, site development, etc.). Your added value will be to tackle the problem and resolve it so that someone who doesn't want to deal with these issues can buy your property at a high price!
Such operations can be very profitable and allow for a nice profit relatively quickly (typically between 6 to 24 months). However, as you can understand, it is a real profession requiring extensive skills in areas such as urban planning, site development, plan creation, project management, and resale. That’s why we refer to it as Level 2.
More details will be available in our next article.
**ALTERNATIVE -> Principal Residence Flip:**
What if you turned your primary residence into an investment opportunity? We show you how to profit from your purchase with the help of the bank.
Source: placement.meilleurtaux.com