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Balcony of a Parisian building

Investment

In real estate we will differentiate 3 types of profitable investments

Comfortable apartment

Rental

  • Objective: long term

  • Yield: average

  • Difficulty: accessible

Hanging cables

Property Trading

  • Objective: short term

  • Yield: high

  • Difficulty: high

Painting ceiling

Own House Flipping

  • Objective: short / medium term

  • Yield: high

  • Difficulty: the easiest

Rental Properties

​​It’s still possible albeit more challenging to secure bank financing for a property you plan to rent out. The goal is for rental income to fully cover loan payments and associated costs such as property taxes, insurance, accounting fees, and other expenses. Ideally, with a well-executed operation, you could even generate a profit.

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Financing Tip : Don’t stop after approaching just one or two banks. Even with a flawless application, securing financing has become more difficult. Persevere by reaching out to multiple banks, success comes to those who persist !​

Property Trading

​If you’re ready to take things to the next level after successful rental investments, consider property trading—a more advanced strategy we'll call "level 2."

The objective here is to identify undervalued properties with market anomalies. Such properties often come with significant issues (e.g., major renovations, servitude problems, cadastral issues, utilities, etc.). Your value lies in tackling these problems head-on, resolving them, and preparing the property for resale at a premium price to buyers who want a hassle-free purchase.

  • Profit Potential: These operations can yield substantial returns within 6 to 24 months.

  • Skills Required: Property trading demands expertise in urban planning, utility management, architectural design, project management, and sales. It’s a complex process that requires a broad skill set, which is why it’s considered an advanced real estate strategy.

Note: Greenbull Campus offers a course on property trading, though it hasn’t been reviewed here.​

Flipping Your Primary Residence

​Another excellent strategy, especially given current interest rates, is buying and selling your primary residence.

Much like property trading, the aim is to find an undervalued property in need of renovation. After making improvements, you live in the property for a time before selling it.

Advantages:

  • Easier Bank Financing: Obtaining a loan for a primary residence is one of the simplest and most common transactions.

  • No Need for a Business Setup: Unlike property trading, there’s no requirement to create a company.

  • Lower Risk: At worst, you can remain in the property longer than planned.

  • Flexibility: Less pressure to complete renovations on a strict timeline.

  • Tax-Free Gains: Any profit from the sale of your primary residence is entirely exempt from taxes.

This strategy offers significant profit potential, making it an ideal way to build capital for future real estate investments.

Invest in Yourself

The Key to Start Strong

If you’re looking to go further, especially as a beginner, the first step is to invest in yourself through quality training.

At WhiteBlock, we’re partnered with an excellent training organization that delivers top-notch education. In fact, we started our journey with their courses and can vouch for their effectiveness.

We’ll gladly guide you toward them with confidence. Feel free to reach out to us for more information!

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